Pushing Pause on a Baby Step for a Baby

Pushing Pause on a Baby Step for a Baby

I started writing this back in 2015 when we still had a balance on our mortgage, but for some reason never hit the “Publish” button. Back then we had a refinanced mortgage of $120,000 that we were aiming to pay off before 2020. Around 2015, our monthly...

An Argument Against Credit Card Rewards

A few years ago while my uncle, while he was still alive, made a good argument for why the Christian should not gamble – it is a selfish act – if you want to win, you are wanting someone else to lose. You are violating the golden rule. Put another way:...
The Dumbest Thing We Did With Money

The Dumbest Thing We Did With Money

Where I work, we have this concept of Stupid Tax – when someone does something stupid and it costs them money. My wife and I thankfully haven’t had too much stupid tax, but we did have one big expense that came down to me stupidly holding on to something that was “mine”.

Mortgages and Taxes

Tax season is here, and we just received our annual mortgage interest statement from our bank. It is somewhat depressing to see how much money went to pay interest on our loan, but cool thing about it this year is that we paid about half as much in interest than we...
2015 Goal #1 : Mortgage Reduction

2015 Goal #1 : Mortgage Reduction

Last year one of my goals, actually a goal for both my wife and I, was to make a serious dent in our mortgage. We set a fairly aggressive long-term goal to have our house paid off by our 10 year anniversary in July of 2016. We moved into our current house in April,...