The Dumbest Thing We Did With Money

The Dumbest Thing We Did With Money

With this Ring I thee wed, with my body I thee worship, and with all my worldly goods I thee endow: In the name of the Father, and of the Son, and of the Holy Ghost. Amen. Wedding vows from The Book of Common Prayer Where I work, we have this concept of Stupid Tax...
Mortgages and Taxes

Mortgages and Taxes

Tax season is here, and we just received our annual mortgage interest statement from our bank. It is somewhat depressing to see how much money went to pay interest on our loan, but cool thing about it this year is that we paid about half as much in interest than we...
2015 Goal #1 : Mortgage Reduction

2015 Goal #1 : Mortgage Reduction

Last year one of my goals, actually a goal for both my wife and I, was to make a serious dent in our mortgage. We set a fairly aggressive long-term goal to have our house paid off by our 10 year anniversary in July of 2016. We moved into our current house in April,...

Home Mortgage Tax Deduction – Part 1 : Intro

Have you ever had a moment where you realized that something the majority of the population hold as true was actually a bad idea? You believed that idea for many years, and those telling you seemed to have good data to back their claim, so you just ran with it? But,...

Life Insurance: Why?

Let’s talk about a really fun topic today: life insurance. Before we get to that exciting topic, I want to excite you even more with a short meta-post. I sat down and started to write this really long post – what would have amounted to 5+ pages, complete with tables...
Budget Basics: Saving for Car Expenses

Budget Basics: Saving for Car Expenses

When we first started using a written budget about 5 years ago, one of the first semi-irregular expenses that we had to start budgeting for was car maintenance. Up until that point, if a tire wore out or a battery needed to be replaced, we just whipped out the credit...