Pushing Pause on a Baby Step for a Baby

Pushing Pause on a Baby Step for a Baby

I started writing this back in 2015 when we still had a balance on our mortgage, but for some reason never hit the “Publish” button. Back then we had a refinanced mortgage of $120,000 that we were aiming to pay off before 2020. Around 2015, our monthly...

Mortgages and Taxes

Tax season is here, and we just received our annual mortgage interest statement from our bank. It is somewhat depressing to see how much money went to pay interest on our loan, but cool thing about it this year is that we paid about half as much in interest than we...
2015 Goal #1 : Mortgage Reduction

2015 Goal #1 : Mortgage Reduction

Last year one of my goals, actually a goal for both my wife and I, was to make a serious dent in our mortgage. We set a fairly aggressive long-term goal to have our house paid off by our 10 year anniversary in July of 2016. We moved into our current house in April,...

Home Mortgage Tax Deduction – Part 1 : Intro

Have you ever had a moment where you realized that something the majority of the population hold as true was actually a bad idea? You believed that idea for many years, and those telling you seemed to have good data to back their claim, so you just ran with it? But,...